Marcell Johnson, CFP®
Are digital subscriptions quietly draining your wallet?
Most people don’t even realize how much they’re losing each month. From forgotten free trials to emotional attachments, the real cost might shock you. Want to know what to cancel, what to keep, and how to finally take control? This guide reveals the surprising truth—starting with just one simple step.
What if your biggest marital fights aren’t about love—but about late bills and silent spending? Discover how seven small shifts in mindset and habits can turn money from a source of stress into a pillar of trust. Before your next budgeting talk turns into a blow-up, you’ll want to read what most couples overlook.
What if your money struggles aren’t about numbers—but about old wounds and silent beliefs? Discover why budgeting might not be your biggest problem, and how small shifts in mindset can change everything. From childhood patterns to modern habits, this article walks you through seven unexpected steps toward financial peace. Ready to rethink everything you know about money?
You don’t need to be broke to feel financial stress—but why does money feel like danger to your brain? And how do anxiety and debt secretly feed each other in your daily life? Discover the invisible link between your wallet and your mental health—and the small actions that can help you feel safe, calm, and back in control again.
Tired of saving tips that don’t work? Discover a disciplined yet flexible method to save for your next car—without starving your budget or sanity. This guide reveals the real reason most people overpay for vehicles and how you can avoid the debt trap with a few smart steps. Want freedom in your driveway? Start here.
You’re told to buy now and worry later—but what if that “later” becomes years of debt? This guide reveals how to break the financing trap and turn your purchases into powerful, intentional wins. Learn the six steps to shop smart, avoid regrets, and keep your money serving your goals—not your impulses. Ready to plan smarter?
You won’t see it coming—but it will come. Car trouble, a surprise bill, a tech meltdown at the worst time. Most people panic. But what if you could stay calm? This guide shows how to prepare for financial curveballs without fear, overwhelm, or massive savings. The best part? It’s simpler than you think. Start before it hits.
You think you know how money works—but banks know how you work. This article reveals the hidden psychology behind your daily financial decisions, from impulse buys to “rewards” that trap you in debt. What if the real problem isn’t your knowledge—but your behavior? Discover how to spot these traps and take back control of your money, one small shift at a time.
How do you teach your kids about money—without creating fear, guilt, or entitlement? Most adults never learned it right, and now it’s your turn to break the cycle. This guide reveals the subtle mistakes parents make, the three money messages kids absorb early, and how everyday moments—yes, even cartoons—can shape their financial future. Curious? Dive in.
Overdraft fees may seem small, but they can quietly disrupt your finances over time. What causes them, and how can you break the cycle without needing more income? This article outlines five practical, beginner-friendly strategies to help you regain control of your money, avoid unnecessary charges, and start building financial stability — one simple step at a time.