Marcell Johnson, CFP®
Imagine you’re at the grocery store. You skip the snacks, grab just the basics, and still — $87.43 at checkout. You glance at the receipt and think: “How did it get so expensive?” If you’ve had that feeling more than once this month, it might be time to start tracking where your money’s actually going. … Read more
Think budgeting is boring? Think again. This guide turns budgeting into a tool for freedom — not restriction. You’ll learn how to track spending, pick the right method for your lifestyle, and avoid common money traps. Plus, discover tips, real examples, and simple tools to stay consistent. What if your next paycheck actually came with peace of mind? Let’s find out.
Feel like your paycheck disappears into thin air? Discover how financial planning can transform your stress into control — even if you’re starting from zero. From emergency funds to investing $25 a month, this article shows you where to begin, what to avoid, and the one method that actually works. Ready to feel in charge of your money?
If you’ve ever felt like your money is disappearing faster than ice cream on a summer day, you’re not alone. Managing money can be confusing, frustrating, and let’s face it — not exactly the most thrilling part of adulthood. But it matters. A lot. Especially when you’re just starting out. Think of your personal finances … Read more
Curious how someone landlocked by debt and zero savings finally cracked the code—and built a buffer, paid off high‑interest loans, and even started investing—all without a finance degree or big paycheck? This guide breaks it down step by step, from budgeting with the 50/30/20 rule to boosting income, managing debt, and growing wealth. See how small changes can spark major financial breakthroughs.